Tried claiming for a lid once, visible damage to a 3-week-old carbon lid following impact with a curb. Still have the lid in a cupboard somewhere, it was almost split in two.
The Credit Card co wouldn't cover it as they said 'It's safety equipment & we don't cover Safety Equipment'. My household insurer wouldn't cover it stating the same reason. Sadly, there was no 3rd party involved as it was a track day accident (thus household rather than motor insurer), so couldn't try again. Oddly, the CC co did cover my leathers, which was not classed as 'safety equipment'. They also covered my boots and gloves.
The Credit Card co wouldn't cover it as they said 'It's safety equipment & we don't cover Safety Equipment'. My household insurer wouldn't cover it stating the same reason. Sadly, there was no 3rd party involved as it was a track day accident (thus household rather than motor insurer), so couldn't try again. Oddly, the CC co did cover my leathers, which was not classed as 'safety equipment'. They also covered my boots and gloves.