Its starting again!

[Jono]

The dreaded hunt for insurance, renewal up end of Feb, last premium with Honda, ?300 plus ?500 excess (compulsory), that was with 3Yrs NCB, fully comp, clean licence, etc.
Just had a quote from Bennetts after a flyer thru door, ?495 with excess ?600
I had a claim early last year, some joker hit my car when it was parked on a car park unattended and drove off, how much will this effect my renewal with Honda :dunno: declared it to them at the time.

 

[Wolfie]

should make no difference at all, totally different ins. you have not claimed on the bikes one .

 

[duncan]

should make no difference at all, totally different ins. you have not claimed on the bikes one .

just a wild guess ,but I think you will be proved wrong

 

[stan the man]

jono..give virgin a call on 08700 713 000.they quoted me?365 F/C got 2yrs NCB.it also includes ?100,000 legal cover,90 days european cover and only ?200 excess.honda quoted me ?395 for the same.

 

[Jono]

jono..give virgin a call on 08700 713 000.they quoted me?365 F/C got 2yrs NCB.it also includes ?100,000 legal cover,90 days european cover and only ?200 excess.honda quoted me ?395 for the same.

Thanks Stan I'll give 'em a go, like playing russian f**%$*ng roullette! :bang:

 

[Jono]

Virgin online quote ?389

 

[stan the man]

guy i spoke to also said if i got a better quote elsewhere to give him a ring and he may be able to better it...why don't they just give you their best quote in the first place :bang: :bang:

 

[stan the man]

and i've got 6 points on my license.where do ya live jono???...the gorbells[sp]!!

 

[Wiz]

I'm just back on two wheels after a total loss crash. Best quote I got was from Axa, who were the people that paid out last time :blush:

Check them out online, they were the company that Honda were going to use, but it was cheaper to go direct.

http://www.axa-insurance.co.uk/gene...amic&dcgTemplate=1&dcgContent=HomePageContent

 

[Jaws]

Yer but come on Wiz.. be fair mate..
You only wanted to insure half a bike.... a VFR ! LOL!!
Fookin GREAT to have you back on two legs/two wheels and more that the occasional post !

 

[Jono]

and i've got 6 points on my license.where do ya live jono???...the gorbells[sp]!!

Quiet Cheshire M8, but it was an online quote, sometimes better to speak to them direct? It may appear that the car related claim is having an effect, the Bas**$d was drunk and hit my car, then drove off, I wasn't even there! :bang: :bang: if I can't get it to near the original or less there will be another 'Bird for sale.......no not the wife! %$fan

 

[stan the man]

def better to speak to them direct mate. g0551p

 

[Jono]

Spoke to 'em......?398 as long as I do under 3000 miles in the year! :dunno: :bang:

 

[redcalibra]

My Latest Insurance Quote

Hope this helps someone, 52 years old, n.yorks, 2002 model, value ?5000, garaged, 6 yrs no claims, ?200 excess, 90 day european cover, legal cover inc, Virgin bikes by pone, ?250.00 total, Starts 1st march.

 

[Jono]

Renewal thru from Honda, ?350 Fully Comp and taking in the mishap with the car, increase of ?50, presumably 'cause of the claim on the car insurance which I declared to them at the time. Not bad I s'pose? :dunno:

 

[Jono]

Just spoken to Honda Insurance, they say yes the incident with my car is on file as notified by me, but NO it does not affect your bike insurance, the increase of ?50 on my premium is just the best quote they could get me this year. If thats true why do bennetts and virgin claim it does affect your bike insurance and hike the premium accordingly???? :bang: :dunno:

 

[derek kelly]

The insurance companies want it all their own way, you can build up a full no claims bonus in a car but it doesn't count towards a bike and vice versa, but if you have an accident with one it affects the other, I have argued this with insurance companies, but I just get the same feeble excuses, from lame brained wishy washy, namby pamby, f*ckin jobsworths, "I understand what you are saying but it's not my fault it's company policy, and all companies do it" :bang:

 

[ianrobbo1]

:bang: I realy hate it when I have to agree with "no shine on his bike but a big un on his head" Derek Kelly, :bang:

 

[derek kelly]

Two L's in really... man8um :neenaw: :}

 

[Jaws]

Derek, I no longer settle for 'its company policy' with insurance people.
I ask to speak to the person who set the policy.
If it then proves impossible for anyone to actually explain the company's stand point I offer to take the matter before an ombudsman.

If you would like to involve them you can find the info you need at http://www.financevictims.co.uk/ombudsmen/insurance-ombudsman/

Remember folks...........
Dont be a victim, be pro-active. In the long run everyone will benefit !