Welcome to the new B.I.R.D. Forum. Please be sure to read the "New Member / New Registered ? Please Read" thread in the Coffee Shop.
This contains some important information.
To become a full member ( £5.90 a year ) simply click on your user name near the top on the right
I hope you enjoy the new site ................ Jaws ( John )
Only above a certain level, I believe the current personal allowance is £12,500, so anything over that is at 20% and no NIC to pay, like us that are still working (unless you're self employed, then you still pay Class 4 I think).