cougarboy
Registered User
Hi all, been a while, but wondering if I can pick the collective wisdom(?) here.
Some numb nuts ran into the back of my car today at a junction. Nobody injured but my car will need expensive repairs.
Turns out the guy driving was from a Vauxhall car dealership (a nationwide dealership chain), and they've phoned me up and said they will put my car through their workshop and sort the repairs, without having to go through insurance.
My initial reaction was no, I want somebody covering my back on this one and to put it through insurance. But the way insurers work these days, I'll probably still end up with my premiums going up and being seen as having had an accident claim.
I'm considering asking the dealership to write a letter of guarantee that the car will be returned to full factory spec condition and having them get an independent assessment of the damage before they start the work (it wasn't a hard impact but I'm still worried about potential crumple zone impact).
What do you think the best course of action is? And how long would I have before I have to tell my insurers about it, if I go down that route?
Any thoughts much appreciated...
Some numb nuts ran into the back of my car today at a junction. Nobody injured but my car will need expensive repairs.
Turns out the guy driving was from a Vauxhall car dealership (a nationwide dealership chain), and they've phoned me up and said they will put my car through their workshop and sort the repairs, without having to go through insurance.
My initial reaction was no, I want somebody covering my back on this one and to put it through insurance. But the way insurers work these days, I'll probably still end up with my premiums going up and being seen as having had an accident claim.
I'm considering asking the dealership to write a letter of guarantee that the car will be returned to full factory spec condition and having them get an independent assessment of the damage before they start the work (it wasn't a hard impact but I'm still worried about potential crumple zone impact).
What do you think the best course of action is? And how long would I have before I have to tell my insurers about it, if I go down that route?
Any thoughts much appreciated...