Travel Insurance when biking in Europe

[AndySlater]

I'm going to have a look tonight and read through policies t & c's but wondered what you people do with travel insurance when biking in europe, I've never bothered before but thought I might this time.

I have an EHIC card but that doesn't cover you for having a helicopter peeling you off the side of the alps.

Has anyone looked into it and found out what they generally cover with regards to motorcycling?

 

[Bodmin]

I have aways used it. When I had my accident at the Nürburgring, my travel insurance paid for some additional costs whilst in German hospital (including a daily cash allowance:-0)), my repatriation to UK - not just getting a ticket to fly back, but arranging for a British specialist nurse escort, the cost of modification to the plane (they had to take seats out, to make room for the stretcher), cost of ambulance from Adenau hospital to Düsseldorf airport, and one from Gatwick to the hospital in Warwick.
These costs would NOT have been paid for by the bike insurance or the NHS, and were VERY expensive.

 

[ianrobbo1]

Bodders, shame the "visitors" you had in Hospital weren't up to that standard eh?? LOL how is the leg nowadays?? I'll see if I can find a picture or two of it!!

 

[Bodmin]

Bodders, shame the "visitors" you had in Hospital weren't up to that standard eh?? LOL how is the leg nowadays?? I'll see if I can find a picture or two of it!!

Lol! the leg finally healed about 6 months ago - yes really! I had big problems and spent months in hospital in Cologne, including about 16 operations and skin grafts over the last couple of years :violin:
The visitors in Warwick were certainly memorable, even when on morphine , especially when thes sneaked in when I was getting the 1st sleep for fekkin ages lol! (for those of you that know them, just imagine waking up and seeing Robbo, Jaws, Silverfox and Rolfy Dave leaning over you!) Jeez I really shat myself8rfl@

Have a permanent limp, but hey-ho could have been MUCH worse (last year I was in still in real danger of losing my foot).

Funny you mentioned photos, I dont have any of you lot, but I found this one today, taken by Dayglow.

 

[trucker2]

look at asda insurance as that is what i get every year wen i go touring and it is cheap than the rest an book on line every time @tu*@tu*

 

[robsbird]

look at asda insurance as that is what i get every year wen i go touring and it is cheap than the rest an book on line every time @tu*@tu*

you must be a very lucky man as what you are buying is not worth the paper it is written on as no stranded holiday insurance that ASDA or the alike insurance will cover you for riding a motorbike in Europe

i have just done mine with carole nash ?79 for the year and it covers you for riding a motor bike and holiday cover

as all insurances class biking holidays as a sports hoilday or a extreme sport
and you need to make sure it on the T&C


@tu*

 

[trucker2]

my bike insurance covers the bike for 90 over seas and asda covers the unlimited medical costs even on a bike ?42 on line for 3 weeks

 

[robsbird]

my bike insurance covers the bike for 90 over seas and asda covers the unlimited medical costs even on a bike ?42 on line for 3 weeks

well i have just had a read of the small print and there is no were on the T&C does it say it covers you to ride a motorbike

you do it you way But good luck with trying to make a claim on it

 

[Dark Angel]

Carole Nash full European cover.

 

[Bodmin]

well i have just had a read of the small print and there is no were on the T&C does it say it covers you to ride a motorbike

you do it you way But good luck with trying to make a claim on it

Okay, as I am one of the relatively few (thankfully) who have "tested" this type of cover, I will say that I asked specifically for insurance that covered me for motorcycling (and even told them about riding the 'ring), and the policy they gave me was one that they sell a lot to skiers, horse riders and divers, so I imagine it was a policy for "more dangerous activities" (but I cant actually remember the full details).
I think it is best to check, not just assume. Believe me, I am terrified to think what would have been the consequences if I'd not been covered, I certainly could not have paid anywhere near the amount that was necessary to get me back home.

 

[AndySlater]

Cheers gents.

Appear to be sorted, will double check at lunch but went on money supermarket and looked through the T & C's of a few.

A fair few only cover you for riding up to 125cc but found one that covers biking only thing it doesn't include personal liability (which I assume bike insurance will cover) and they don't give you a ?10K sweetener for dying, loosing a limb or going blind.

 

[ScottyUK]

Check out these two :

http://www.travel-insurance.net/motorcycle/

https://www.flexicover.co.uk/ppc/In...1&vc=flexg10&gclid=CLmf4cKJy7ACFUUhtAoddhZbYw

I've used the second one a few times but since I've not claimed it's hard to recommend them apart from being a really good price. The cover any vehicle to which you hold a licence.

 

[57grant]

Going blind insurance indeed!
They think of everything
Well its a boon for the wankers out there

Grant

 

[ianrobbo1]

Knew I had the bloody pictures somewhere!! Bodders snoring gently pre fright!!8rfl@

 

[Howard]

Nice!...I can now see how the nurses found him so attractive.!!

 

[Bodmin]

Nice!...I can now see how the nurses found him so attractive.!!

Oh yes! and one special lady who wasn't even a nurse :-0):-0):-0)

 

[Howard]

Oh yes! and one special lady who wasn't even a nurse :-0):-0):-0)

Sympathy plea..........works every time!! @tu*

 

[ianrobbo1]

Did I mention her white stick and dog with a reflective collar?? h1d1ng2

 

[57grant]

Bodders, tell us more about the british escort nurse, your policy sounds much more comprehensive than mine. I would love an "escort" nurse to take my mind off of things!

Grant

 

[welshdudette]

pillion insurance abroad?

Well, Ive been trying to get cover for myself as pillion, and can't seem to find anything? Going to germany in 10 days with Trig, trying to get him to check if I'm covered on his insurance in the event of the unmensionables.
So will give carole nash a ring?
Tomorrow.
Any other suggestions?