Can the quarantine restrictions just announced by the Government be a get-out clause for the insurance companies?
Back in November I booked a 2 week holiday in France touring around in my own car. I am due to depart the UK on 5th July one day after the rumoured lifting of restrictions on the hospitality business, after staying the night in Poole.
Assuming hotels in France may be open in July it is reasonable to assume I can make the journey, if they are closed then I cannot and should be able to claim on my insurance.
If they are open we would be willing to travel and complete the holiday but on return we will have to self-isolate for two weeks. As my wife is still working isolation is not something she would wish to undertake, and I don't think her employer would be too happy that she has chosen to travel knowing that she is making herself unavailable for work on her return (home working is not an option).
In summary, I am wondering if my insurance company will expect me to make the journey if it can be made, regardless of the consequences on return. If the Government say I can travel but then choose not to go because of the self-isolation then they may refuse to pay out.
I shall be contacting all parties (insurance, ferry, Eurotunnel and hotels) nearer the time to clarify the situation but thought I would put this out there for consideration and comments.
Back in November I booked a 2 week holiday in France touring around in my own car. I am due to depart the UK on 5th July one day after the rumoured lifting of restrictions on the hospitality business, after staying the night in Poole.
Assuming hotels in France may be open in July it is reasonable to assume I can make the journey, if they are closed then I cannot and should be able to claim on my insurance.
If they are open we would be willing to travel and complete the holiday but on return we will have to self-isolate for two weeks. As my wife is still working isolation is not something she would wish to undertake, and I don't think her employer would be too happy that she has chosen to travel knowing that she is making herself unavailable for work on her return (home working is not an option).
In summary, I am wondering if my insurance company will expect me to make the journey if it can be made, regardless of the consequences on return. If the Government say I can travel but then choose not to go because of the self-isolation then they may refuse to pay out.
I shall be contacting all parties (insurance, ferry, Eurotunnel and hotels) nearer the time to clarify the situation but thought I would put this out there for consideration and comments.
