Pillion Insurance Abroad?

[welshdudette]

Ive been trying to get cover for myself as pillion, and can't seem to find anything? Going to germany in 10 days with Trig, trying to get him to check if I'm FULLY covered on his insurance in the event of the unmensionables.

Any suggestions please?

 

[stevefatnfastCBR1100xx]

as long as he has pillion cover on his insurance you will be fine, I've got it on mine and never had to name a pillion..............still think its a rip off by the companies :wank: as you dont have to declare the you might take passengers in a cage

 

[mikeyw64]

the odd thing is I've done quotes with & without pillion and it's never made a difference tothe price so why not assume that everyone takes a pilllion and just be done with it

 

[robsbird]

this is all a load of bollocks if the bike as 2 seats then i can not see how they can say with or without pillion

Fcuk me that like trying to insure a car for the driver only......:dunno:

 

[welshdudette]

I rang the insurance today and seems though its only 3rd party cover whilst abroad?? Oh, the bike will be repatriated....but not us? Good for nothing! (dont tell him in doors i said that )
So now looking for something more adequate where, if need be, we can all come home together!
If any of you have taken out such cover, let me know? SOON! @tu*

 

[robsbird]

i find that very uneasy if the bike is insured full comp then i can not see how they can say only in the uk

if i was you id just get travel insurance to cover you both


:dunno:

 

[mikeyw64]

Ok I have AA European Breakdown Recovery with my Carole Nash Policy.

Following my unfortunate incident last month I ended up with a hire car for a week and the bike came home about 3 weeks later on the back of a lorry.

The policy itself either:

1) Pays for a hotel if the bike can be repaired within 8 hrs (I think it is)
2) a hire car to complete your holiday or
3) Flight or rail ticket home

or as the AA's website puts it:

24/7 English-speaking helpline and translation service
Roadside assistance or towing to the nearest garage after a breakdown or accident
Vehicle recovery back to the UK or onwards to your destination (if cheaper)
Cover for vehicles of any age
Up to £1,200 for car hire, flights and public transport
Up to £500 for emergency accommodation

And can I say a bloody big thumbs up to them @tu*




Oh and sort of on topic can I jjust add make sure you keep cash on yo for petrol, not all the automated petrol stations recognise UK issued cards (had problems with both my Visa debit & Mastercard credit). Q8 was about the only chain that reliably recognised them

 

[welshdudette]

Thats great info thanks, will get onto it tomorrow.@tu*
Germany ......here we come!:beer:

 

[stevefatnfastCBR1100xx]

I use RESCUEMYCAR.COM which is a PERSONAL breakdown cover for myself and er indoors on/in any vehicle I put the 'Bird and her car as main vehicles we even get cover a mile from home................so far in 3 years never had to use it, covers UK/Europe onward journey or back home for vehicle and us.

Just renewed it and the price was ?154................bargain @tu*

 

[silverfox.xx]

Ive been trying to get cover for myself as pillion, and can't seem to find anything? Going to germany in 10 days with Trig, trying to get him to check if I'm FULLY covered on his insurance in the event of the unmensionables.

Any suggestions please?

Hi S. My insurance is fully comp, cover pillion and asks the question 'insurance for pillion'.

Try Adrian flux aka bike sure.

Policy covers EU. But does not state if EU cover is third party.

C.

 

[Oldbull]

When I enquired about the pillion cover with my insurance they told me the
pillion IS the third party and would be covered that way and no further cover for them is required.. :dunno:

i find that very uneasy if the bike is insured full comp then i can not see how they can say only in the uk

if i was you id just get travel insurance to cover you both

surely you shouldnt have to take insurance out to cover your insurance tho Rob h1d1ng2yet another reason why this industry needs addressing :bang:

 

[ANGUS]

Always best to check where pillions are concerned, I had to switch companies last year as previous said they can no longer insure me if i take a pillion on the bike, i thought he was taking the piss, honestly an 1100 sports tourer full no claims, license for 23 years and wont insure to take a pillion what a joke! I asked him if he wanted to tell the Mrs that shes gonna be spending a lot of time home alone...

 

[McMuckles]

Worth checking your policy, noticed on my last renewal that they had it down for no pillion, gave them a call they said that pillion is an additional ?15 charge

 

[4_4_2]

i find that very uneasy if the bike is insured full comp then i can not see how they can say only in the uk

if i was you id just get travel insurance to cover you both


:dunno:

what he said +1 :-0)

 

[4_4_2]

Ok I have AA European Breakdown Recovery with my Carole Nash Policy.





Oh and sort of on topic can I jjust add make sure you keep cash on yo for petrol, not all the automated petrol stations recognise UK issued cards (had problems with both my Visa debit & Mastercard credit). Q8 was about the only chain that reliably recognised them

I have had trouble with that abroad as well. Tell your bank before you go as my bank security dept blocked my card each and every time I tried to use it abroad, tossers..

 

[trigantle]

well, she don't half panic :-0). Pillion is covered, ergo the policy. The ear ache just wasn't worth it if I went for a blast without her

To be covered over the water, it has taken 4 different firms, all with different t n c's. Feckin minefield, just why don't this industry get it's fecking act together d34l & have a standard policy for when you go over there. We are supposed to be in the same EU, arn't we?

Thanks for some of the ideas for re-newal time

 

[lee j]

When I enquired about the pillion cover with my insurance they told me the
pillion IS the third party and would be covered that way and no further cover for them is required.. :dunno:

surely you shouldnt have to take insurance out to cover your insurance tho Rob h1d1ng2yet another reason why this industry needs addressing :bang:

Always take travel insurance as this covers you for non bike incidents including additional costs re: hospital care and repatriation which are not covered by the EH1C (used to be E111) card. Unlike the UK after an incident (either bike related or otherwise) you could be taken to a private hospital which does not accept the EH1C and you will need insurance to cover your care etc. Factual story of a fellow biker who was injured and taken to a private hospital with only an EH1C card and no additional travel insurance - the treatment etc cost him £10K from his own pocket.
The bike insurance/recovery will cover you for bike repatriation, plus yourselves with a good company, after an accident or breakdown only - does not cover you for hospital or general treatment if you are incapacitated in any way and cannot ride the bike for any reason.

Lee

 

[lee j]

I have had trouble with that abroad as well. Tell your bank before you go as my bank security dept blocked my card each and every time I tried to use it abroad, tossers..

Always a good idea to advise your bank/card supplier (of both debit and credit cards) of any cards you might use abroad as they will want to know what countries you are going to and allow transactions in those countries but will block card use in any non-advised countries. Had this when visiting New Zealand, had card use there but was not accepted in Australia on a short stop as had not advised the card issuer that I was visiting Australia.

Lee