russ_fae_fyvie
RIP
OK, time for the usual rip off, I've always been fully comp but wondered what everyone else goes for ?
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Insurance, Comp or TPF&T ?
- Thread starter russ_fae_fyvie
- Start date
PsychoBikerBen
Psychotic Artworker. RIP
TPFT for me.
If I break her, I'll fix her miself.
If it's someone elses fault-I'm covered.
If I break her, I'll fix her miself.
If it's someone elses fault-I'm covered.
A
AlexBlack
Guest
not much choice I'm afraid
24, 2 yrs NCb, 2 years riding, X plate bird, Fazer 600 before... TPF&T ?485 Which I thought was quite resonable so I figure 'll find out what FC was because I'd really like to have it.... ?1600 !!!!!!!:bang: TPF&T it is then....
Damn you old bastids!!!
Shame cos it does hang on my mind.. but maybe that'll help keep me rubber side down. :dunno:
24, 2 yrs NCb, 2 years riding, X plate bird, Fazer 600 before... TPF&T ?485 Which I thought was quite resonable so I figure 'll find out what FC was because I'd really like to have it.... ?1600 !!!!!!!:bang: TPF&T it is then....
Damn you old bastids!!!
Shame cos it does hang on my mind.. but maybe that'll help keep me rubber side down. :dunno:
C
Coggy
Guest
TPFT for the 'Bird
Fully comprehensive for the Deauville and the 125
%$fan
Fully comprehensive for the Deauville and the 125
%$fan
parttimepilot
FJR and Bird Commander
I nearly changed to TPFT this year, but ended up getting fully comp for
?144:bow:
Just glad I did as I got knocked off by a cage and wrote it off.
I used to think that if someone else caused an accident and I only had TPFT I'd get my bike fixed/paid for.
Could take years. The "Young lady" who caused my accident was driving her mothers car and turned right and into me on a roundabout. She is trying to claim uninsured losses from me:shooter: claiming I was overtaking her and clipped her car as I cut back in, ON A ROUNDABOUT?.
Net result.. No independent witnesses,
A F**k*d up police report
(at first they claimed "the biker lost control and hit the kerb") No mention of the 2 ton mercedes that hit me first!,
Lookes like I'LL be going to court at some point to try to get some damages.
Doesn't look too good at the moment though as it seems to be my word against her's:bang:
So back to the main question? If you can afford it, Fully Comp every time.
I had 10 years ncd at the time, If I had gone down the TPFT route I really would be stuffed right now
?144:bow:
Just glad I did as I got knocked off by a cage and wrote it off.
I used to think that if someone else caused an accident and I only had TPFT I'd get my bike fixed/paid for.
Could take years. The "Young lady" who caused my accident was driving her mothers car and turned right and into me on a roundabout. She is trying to claim uninsured losses from me:shooter: claiming I was overtaking her and clipped her car as I cut back in, ON A ROUNDABOUT?.
Net result.. No independent witnesses,
A F**k*d up police report
(at first they claimed "the biker lost control and hit the kerb") No mention of the 2 ton mercedes that hit me first!,
Lookes like I'LL be going to court at some point to try to get some damages.
Doesn't look too good at the moment though as it seems to be my word against her's:bang:
So back to the main question? If you can afford it, Fully Comp every time.
I had 10 years ncd at the time, If I had gone down the TPFT route I really would be stuffed right now
R
Rods
Guest
if i could go fully comp i would... but 26, 3 years no claims (licence for 3 too). fully comp way over a grand - it does prey on my mind, so hopefully i ride a little more carefully for it. touch wood.
B
bitontheside
Guest
Fully comp as I need an agreed value on the outfit - i.e. lots of money to replace it.
Supabird1100
Registered User
Full comp on the Triumph......TPFT on the 'Bird.
Triumph was ?120......'Bird was ?165. Robbing bastids wouldn't let me use my NCD on two bikes. :B
Triumph was ?120......'Bird was ?165. Robbing bastids wouldn't let me use my NCD on two bikes. :B
B
BlackBirdBaz
Guest
Fully Comp + GAP
Fully Comp for me, cage and bird.