Hit and run

[andyBeaker]

Just read this lot Paul, glad you are ok@tu*

Will try and arrange a meet before I retire:-0)

 

[ScottyUK]

Got the video today. It's a bit obscured by the time stamp but it's clear to see him cross my path and then drive off.

Time stamp 18:03:30 if you're interested.

https://dl.dropboxusercontent.com/u/3628815/3_11_R_20150603180000.avi

 

[Jaws]

Buggered if I can see anything at 18 03 30 mate ?

 

[Saffie]

Hi Jaws

Did a quick edit on it to help out the old eyes @tu*

http://youtu.be/-BTkfaWriWw

Should be available shortly

 

[ScottyUK]

Cheers John.

I was pondering doing a zoom!

Spoke to Police today : "It can take 10 days to receive forms through the Police internal mail"

gr0n:

 

[ScottyUK]

An update (just coz it's bike related) :

The Police have placed the vehicle at the scene based on the CCTV and the numberplate using ANPR cameras etc. They approached the owner to declare who was driving at the time but they didn't. The Police then got serious and instead of a road offence the owner was summonsed to face the criminal charge of "Fail to Nominate Driver".

On 28th Sept he got 6 points, £726 fine and £235 costs.

I've now passed this to my insurers but I'm not sure where this leaves me currently. :dunno:

 

[Boggymarsh]

The register keeper has failed to declare who was driving the vehicle at the time, and has been dealt with accordingly, and so it remains that the individual driving is unknown. This is no different to situation you were faced with at the very beginning when the driver buggered off leaving you picking up the broken pieces. The police investigation has taken all reasonable steps to find the driver and with no admission or declaration by the registered keeper it will have come to its natural conclusion, for now. You have correctly updated your insurance company and it will now be down to them to accept the findings of the police enquiry and look to compensating you for your losses from the pot of money set aside for situations such as these. You should, by now, have had contact from one of their assessors and a report completed on what your losses are. I would give them a week and if nothing is heard from then, get on the blower and stimulate their backsides with a metaphorical boot up it!

Hopefully all will be sorted for you soon. @tu*

 

[ScottyUK]

I only got the letter a couple of days ago so it's only just gone to the insurers. I still riles that the driver (who'd I'd recognise) isn't being held to account for dangerous driving, failing to stop, etc. If it was the owner he's now got a fine and a criminal record I guess but no insurance claim on his record and no dangerous driving to feck his renewals for 5 years. If the driver wasn't the owner then they're off the hook. Stating the obvious but annoying.

Lets see what happens. I suspect it will be resolved via the victims fund.

 

[Wiztop]

It shouldn't go to the victims fund Scotty. Since the police have accepted that the car was present at the scene, then your insurance company should just claim from their insurance. It doesn't matter who was actually driving the car, what matters is the fact that the car did the damage. It is similar to the cases of lads who sell on their motorbikes but in order to build up a NCB don't cancel the insurance. There's been a few of these happen and the previous owner was found liable. So in your case it should be the same. The car wasn't reported as stolen so the owner and their insurance should be liable.

 

[ScottyUK]

aha! Good point! Cheers @tu*

 

[bluebirdphil]

Post 15 had the insurer down as Arriva(aviva?) arent you writing to them and claiming off them?

If there was only one driver listed on the cars policy then they will at least get a serious mark on their insurance record for the prosecution and for leaving the scene? If more than one driver then the policy holder will cop for the bad record.

 

[ScottyUK]

I'm engaging with my own insurers only

 

[ianrobbo1]

I hope it all comes out right for you, un insured drivers/riders are one of the excuses the insurance thieves use to jack everyone's policy up, -(

 

[bluebirdphil]

I'm engaging with my own insurers only

I never understand that! Claim off your own insurers and your claim is
Imited by the contract you have with them and will likely affect your no claim bonus. Claim off the other party and its limited only by what the law allows which is probably way more recompence than your insurance allows.

 

[Squag1]

Tough, but you are lucky to be in one piece.

 

[ScottyUK]

I never understand that! Claim off your own insurers and your claim is
Imited by the contract you have with them and will likely affect your no claim bonus. Claim off the other party and its limited only by what the law allows which is probably way more recompence than your insurance allows.

I've heard the no claims comment lots but since my commute is in and out of the City and I've had a couple of white van men do silly things, so far the premium has continued to fall year on year.

Most insurers want to do it for you as if you're the victim they'll want to profit out of the other side. e.g. with loan bikes costs etc

If I did it myself and went to his insurers then I'm dabbling in a world I've no knowledge when I have access to lawyers through my insurers.

Interested in what the law allows. Please fill me in.