Insurance Question

KeithW

Registered User

Read Only

• 21/11/19

• #1

I’m thinking of changing my stock rear shock for a Nitron unit.
My question is would this be regarded as a notifiable modification for insurance purposes.
Thanks

 

Me!

Utterly retired

Club Sponsor

• 21/11/19

• #2

More than likely yes IF you’re moving away from original specification ie spring rate /ride height.

 

Cougar377

Express elevator to hell

Staff member

Moderator

Club Sponsor

• 21/11/19

• #3

KeithW said:

I’m thinking of changing my stock rear shock for a Nitron unit.
My question is would this be regarded as a notifiable modification for insurance purposes.
Thanks

Click to expand...

Yes, but as long as you tell them that it's not a performance mod then it'll probably not make any difference to your premium.
I swapped mine for a Nitron and the premium stayed the same.

 

Last edited: 21/11/19

KeithW

Registered User

Read Only

• 21/11/19

• #4

Thanks for the advice guys.

 

S

sib8292

Registered User

• 27/11/19

• #5

In my book always best to tell insurers of any change to standard - generally they won't up the premium unless it affects performance or makes it look more attractive to thieves. Suspension mods shouldn't change anything.
If you don't disclose and then have a claim insurers can refuse to pay out if not told of change.

 

slim63

Never surrender

Club Sponsor

• 27/11/19

• #6

Anything like that I put it to them as a safety critical upgrade & as they know any stock shock will be knackered soon after the bike leaves the factory they wont bother up the premium ............... unless its £2000 plus worth of Ohlins you stick on